Reflections Blog

Roth IRA Changes Under SECURE ACT 2.0

New ways to fund Roth IRAs: employer matching Roth contributions and unused 529 fund rollovers.

Getting Ready to Retire? A 12-Step Checklist to Keep You on Track

Getting ready to retire? Here is a 12-point checklist to ensure you are keeping your plan on track.

Happy Thanksgiving! Here’s What We are Grateful For:

We hope your Thanksgiving leaves you refreshed and ready to look forward with hope. Remember, it is our ultimate goal to reduce our clients’ anxiety about money issues and to put their best interests first.

Introducing: Professionally Managed 401(k) and 529 Accounts

Gain higher returns, less stress, and more long-term wealth by allowing your advisor to manage your current 401k account

What Happens When Stocks Go Down 25%

The stock market does not fall 25-30% very often. What has come next during similar periods in history?

Do You Need Help Consolidating Old 401(k) Accounts?

Are your old and dormant 401(k)s missing out? Simplify your retirement savings and possibly enhance your returns with account consolidation.

Actions to Take in Falling Markets

You are stressed out, but there is a better mindset that can keep you from making any big mistake.

Bear Market Becomes Official

Market perspective when your faith in the long-term is being tested

The 4 Biggest Money Mistakes We See

We all have financial blind spots. Here are four lessons learned from common money mistakes

4 Strategies to Help Preserve Gains from Your Company Stock

What if the source of your wealth creation became the biggest risk to your wealth preservation? Here are strategies to reduce risk and plan for ongoing success.

Jump-Start Your Financial Plan for 2022!

The pandemic experience has been disruptive, but it does give us a chance to reassess our priorities, including our finances.

What Should You Do About Inflation and Stock Market Volatility?

Let’s put current conditions into perspective. On average, declines of 10% or more happen about once a year

Does It Make Sense to Pay Off Your Mortgage Early?

The word mortgage translates to “Death Pledge.” Should you delay paying yours off anyway?

Market Commentary: It’s been a long time since a pullback

Investors had a difficult time in September as a robust market rally that began over one year ago finally took a pause.

Year-Round Tax Reduction Strategies

Don’t wait until next April to plan for taxes: reasons why it’s a good time to begin planning with your advisor and CPA now.

Should You Invest Your Health Savings Account into a Brokerage Account?

Max your 401(k) and IRA? The health savings account can be lesser-known way to maximize retirement savings.

How to Maximize Your Estate for Future Generations

How you plan your estate will have a significant impact on how much your family must pay in taxes, especially if you own assets like company stock that you expect to appreciate substantially.